You can be a part of LeST in many ways:

• You can join by telling us what can you do for LeST.
• You can also become a sower in the education and careers of many.
• We would love to have your volunteering spirit on board and we also always accept donations.

You can apply for a loan here. Qualification for loans varies on a case-by-case basis. Since we have limited funds, we make our decision based on how much immediate impact the loan will make on the education or career of the recipient.

It varies from case to case and how much time will it take to repay the loan. Based on current financial and scalability constraints. So far we have loaned a maximum of up to $2000. This limit is likely to change in the future.

LeST believes in impacting as many lives as possible. If LeST had ample financial means there would be no need for loan repayment from borrowers. However, the provision of an interest-free loan to a person in need has intangible benefits. By requiring payback, this approach brings in accountability and financial discipline. Once the loan amount comes back, the same amount goes on to help future students who can be supported by recycling the same amount. The idea is to use borrowed resources as a vehicle to reach your destination and then offer the same vehicle back to someone else in need.

If someone cannot pay off the loan, a non-cash payment option is offered where the borrower can exchange their services as a volunteer equivalent to the borrowed funds.

• If the loan is paid within one month – you only pay 90% of the total amount.
• If paid within two months – you only pay 95% of the total amount.
• If paid within three months – you pay the full amount of the loan.